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WebDec 31, 2024 · The target audience of first-time homebuyer programs in Oxnard includes individuals, couples, and families who have never owned a home before and are looking to buy their first home. These programs are especially beneficial for those who may not have substantial savings, a high credit score, or significant financial resources to put towards a ... WebFirst Home Loan Program. MaineHousing’s First Home Loan Program makes it easier and more affordable to buy a home of your own by providing low fixed interest rate mortgages. There are options with little or no down payment required, and if you still need help with the cash for closing costs, we also offer a down payment and closing cost ... Web1 Sharpen Your Financial Focus, Roll and Moulton (2016) 2 Urban Institute The Road to Responsible, Sustainable Homeownership You don't have to go it alone. Your HUD-approved housing counselor provides experienced, impartial support on every aspect of the homebuying process - free or low cost! STEP 1: shw35cr